Early Warning Signs

To lose your home for any reason is devastating and these are indications you need to get professional advice about options.

• Credit card debt out of control. Are they maxed out? Can you pay only the minimum payment due?
  
  
• Do you pay for necessary items such as groceries, gas, utilities with credit cards?
  
  
• Do you have to choose which bills to pay because you can’t meet your obligations?
  
  
• Do you need to borrow from friends and family?
  
  
• Have you lost your job? Have you had reduced hours or wages?
  
  
• Has a major illness caused you loss of work and increased expenses?
  
  
• Have you recently divorced, or had another traumatic family situation?
  
  
• Are you not able to afford the new adjusted mortgage payment on you ARM loan?